Lift a security freeze equifax verification#

If you prefer to switch from one service to the other, you will first need to remove your current service and then replace it with the other.Įxceptions: Freezing or locking your Equifax credit report will prevent access to it by certain third parties. Please note: You cannot have both a freeze and lock on your Equifax credit report at the same time. There are no fees to lock or unlock your Equifax credit report if you are enrolled in Lock & Alert. With Lock & Alert, you can quickly lock or unlock your Equifax credit report online or via the mobile app. The mobile app also can utilize thumbprint and facial recognition verification.

Lift a security freeze equifax verification#

Credit report locks allow you to lock and unlock your Equifax credit report using identity verification techniques such as username and passwords, Touch ID or FaceID technology.At Equifax, you can manage your freeze online with your username and password after creating a myEquifax account. Security freezes (also known as credit freezes) are federally regulated and allow you to place, temporarily lift or permanently remove a freeze with a usernameĪnd password.

Unless you temporarily lift or permanently remove a freeze, or unlock your Equifax credit report, it can't be accessed to open new accounts (subject to certain exceptions). Both generally prevent access to your Equifax credit report to open new credit accounts. A lock and a freeze have the same impact on your Equifax credit report, but they aren't the same thing.